Cashflows1.110 - App Store

* Follow @MyCashflowApp on Twitter!

Cashflows helps you forecast future balances of your bank accounts. It's simple to set up and requires minimal effort to maintain.

Tell it about your recurring transactions (including transfers between accounts) and future one-time transactions, and let it estimate your account balances months (or years) into the future.

It's not interested in the past, so there's no need to enter or maintain your transaction history.

It shows your account transactions and balances over time and lets you override individual payment dates and amounts. Quickly toggle payments on and off to see how they impact your future balances. The graph updates immediately with any changes you make.

Update the starting balance occasionally, and it'll show you which transactions are still due. If any have already occurred (or are late) just tap to toggle them on or off.

FEATURES:

- Multiple accounts: Add multiple accounts and set up recurring or manual transfers between them.
- Recurring transactions: Supports recurring transactions with start date, end date (optional) and many recurrence options.
- Warning balance: Set a warning balance for an account and see at a glance when your balance is below it.
- Interactive forecast graph: Shows your future balance over time, highlighting warning balance and negative regions; tap the graph for a closer look at the nearby transactions.
- Reports: Create PDF or XML reports and send them by email or to your Dropbox account.
- iCloud Sync with Cashflows for Mac.
- Generate reports in PDF, CSV or XML
- Backup and restore your data to Dropbox or iTunes.

MANY USES:

* Planning Future Purchases:

This is a great tool for forecasting payments for a future loan, mortgage or car lease. Create a recurring transaction for the payment amount, fill in the first and last payment dates and see how it affects your balance. Make adjustments to figure out what you can afford.

* Planning for Change:

You might have a recurring bill that increases annually (such as health insurance). Simply create another recurring transaction to represent the increased payment and set its start date appropriately, and adjust the end date of the original transaction. You'll immediately see how it affects your finances in the future.

* Planning for Uncertainty:

The forecasts are only as accurate as you need them to be. If you plan to pay a minimum amount per month onto your credit card, set that up as a recurring transaction. Once you decide how much you want to pay this month, just override the forecast amount. You can always edit or delete the override later.

* Getting Out of Debt:

This app can help you get out of debt, and figure out how long it will take. Enter a recurring transaction between your checking / current and loan / credit account for the minimum amount you intend to pay each month. Extend the forecast period (tap "More" at the bottom of the Forecast page) and then look at the Balance Graphs for your accounts. If you can afford to pay extra in a few months, override that month's payment (or create a one-time transaction for the additional amount). You'll instantly see the effect on your checking / current balance, loan balance and when the loan will be repaid.

MOVING FROM TOTAL CASHFLOW?:

1. In Total Cashflow, go to Sync -> Export to iTunes
2. In iTunes on Mac or PC (with device connected and selected) go to Apps, then find Cashflow HD / Cashflow under “File Sharing”
3. Select the "MyCashflow.xml” file, then click “Save to...” and select a suitable folder
4. Browse to the folder and rename the file Cashflows.xml
5. Select Cashflows under “File Sharing” (Cashflows has a “thinner” icon than Cashflow HD / Cashflow)
6.Click “Add...” and select the new Cashflows.xml file
7. In Cashflows, go to Sync -> Import from iTunes

If you prefer, email us at appsupport@skydale-designs.com for Dropbox migration instructions.

Version History Updated to work with iOS18 1.110 12/23/2024 Added Appearance options in Cashflows Settings: Light, Dark and Automatic (iOS 13+ only). 1.109 09/15/2020 - Fixed crash on iPad when importing a previous backup
- Reinstated automatic Dark Mode, except for graph (this will be addressed in a future update, along with start balance colors)
- Improved Dark Mode on iPad 1.108 08/03/2020 We've disabled automatic Dark Mode in the app. It will return in a future update with a greatly improved look. 1.107 07/29/2020 Fixed issues with iOS 13 Dark Mode. 1.106 07/24/2020 Fixed issue that caused search bars to obscure the first items found. 1.105 07/23/2020 - Fixed crash on "Add manual transaction" (iPad) 1.104 01/15/2018 - Disable "tap to toggle" [iOS 11+ only] - Have you ever accidentally toggled a transaction with a stray tap? If you're on iOS 11 you can now disable "tap to toggle" on the app settings page (Home -> Settings -> Cashflows) and toggle with a left-to-right swipe instead! 1.103 10/06/2017 - Fixed issue preventing report export to Dropbox
- Fixed crash on iOS9 1.102 09/30/2017 IMPORTANT: Recent updates (1.100 and 1.101) can cause a crash on iOS 9 and earlier. Please wait for version 1.102, coming soon!

- Fixed issue preventing export & import of currency and exchange rate. 1.101 09/28/2017 - RECOMMENDED: Export your data to Dropbox or iTunes before updating

- Per-account currency and exchange rate settings with automatic conversion of transfer and shadow amounts
- Fixed iPhone X landscape graph clipping issue
- Fixed tab bar obscuration of list views
- Fixed disappearing "Account" button when changing iPad orientation 1.100 09/25/2017 Updated for Dropbox API v2. 1.99 08/24/2017 - Added iCalendar recurrence rule (RRULE) option 1.98 01/09/2017 - Language translation fixes for "Today starting" 1.97 11/17/2016 - Fixed table row jittering 1.96 09/05/2016 - Reset iCloud setting
- Today starting and ending balances
- Estimate with today's starting or ending balance 1.95 03/30/2015 - Fixed issue that prevented some changes being saved
- Fixed iCloud Sync issue with Mac version 1.94 11/19/2014 - Optimized for iPhone 6 and 6 Plus 1.93 10/23/2014 - Fixed refresh issue when editing manual or recurring transaction 1.92 08/12/2014 - Fixed poor performance issue after changing recurring transactions 1.91 08/05/2014 1.90 07/30/2014